Buy a truck

To facilitate the purchase of your heavy vehicle, G-Financing offers several financing and refinancing options.

You can even get pre-approved while you shop for your truck!

1 – Choose your financing method

Lease

Our most popular option!

What is it?

  • Capital lease of the truck

How does it work?

  • During the term of the loan, you are renting the truck. Once everything is paid, you become the official owner of the vehicle.

What are the advantages?

  • The amount of the loan is 100% tax deductible for the full term of the lease.
  • Sales taxes can be paid later.

What deposit options are available? Depending on circumstances:

  • First and last loan installments
  • 10% to 25% down payment
  • No down payment, where applicable

Equipment financing

What is it?

  • A loan comparable to a bank loan.

What does it involve?

  • You must pay sales taxes when the contract is signed. You must therefore plan for a higher initial outlay to get the loan.

What deposit options are available? Depending on circumstances:

  • Only sales taxes
  • 10% to 15% down payment

What can affect your financing terms?

  • Year of the selected truck
  • Mileage/kilometrage
  • Your credit report.

These factors can impact not only the interest rate, but also the term of the loan (24 to 66 months).

Whatever your situation, we pledge to offer competitive interest rates.

2 – Get a quoten

Need pre-approval? Want to finance your new truck? Just ask us, we’ll be happy to help!

Request pre-approval

We can pre-approve the financing for your upcoming truck purchase. Then, when you’re ready to buy, everything will be in place. Interest rate and loan term will be determined once you have chosen your truck.

Secure application

Quick response

Credit approval takes 24 to 48 hours, depending on your credit report and agent availability.

No obligation

Your request is not set in stone! You can change your financing option or cancel your application at any time during the process.

3 – Choose the extended warranty you need to protect your investment

We offer customized extended warranties that cover the most important parts of your truck: engine, differential and transmission.

  • Standard Class 3 and 7
  • Standard Class 8
  • Pinnacle and Pinnacle Plus Class 8